RFP: Facilitation of Farmer Onboarding to Financial Products

About this role

Background IRIF is a climate-resilient, AI-powered agricultural advisory solution being deployed by Birrama Digital Commerce PLC in partnership with Farm Africa, with funding from Partnering for Green Growth and the Global Goals (P4G) and cost-share contributions. IRIF combines low-cost soil and micro-climate sensor capsules with satellite data and AI-generated advisories, delivered by SMS/USSD to smallholder farmers in Oromia Regional State, to improve irrigation decisions, input use and yields. Objective To help IRIF-registered smallholder farmers understand and access financial products (such as micro-loans and micro-insurance) offered by partner financial institutions. Scope of work Mobilisation. Organise sessions with registered farmers in the project woredas (including Arsi and East Shewa zones), working with DAs and farmer groups. Financial literacy. Explain the products, costs, repayment duties and consumer rights in simple Afaan Oromo and Amharic. Onboarding support. Help eligible farmers prepare application documents and refer them to the partner institution, with farmer consent before any IRIF data is shared. Follow-up and reporting. Track referrals, applications and uptake, and give feedback to IRIF and partners on barriers. Partner institutions and products are agreed through a separate arrangement. This assignment does not design products or negotiate partnerships. Standards and expectations Farmers must never be charged a fee by the contractor, and no product may be promoted unless Birrama and partners have approved it. Interest, fees and repayment duties are explained clearly before any farmer applies, and this is recorded. No farmer data is shared with a financial institution without the farmer’s informed consent. Contract management and reporting The successful applicant reports to the IRIF Project Manager at Birrama Digital Commerce PLC and attends regular progress meetings. A contract is signed with Birrama, and payment is made in instalments set out in the contract once Birrama accepts the completed work, less any tax required by Ethiopian law. All work products, data and materials belong to Birrama and the IRIF project. The applicant must keep project and farmer information confidential.